OpenAI vs Mistral — AI API Pricing

Compare all OpenAI and Mistral models side by side. Mistral offers 3-10x cheaper pricing with EU data sovereignty. OpenAI has 9 models from $0.08 to $30/M.

Pricing data verified: May 29, 2026

Cheapest Input
GPT-oss 20B
$0.08/M — 47% cheaper than Mistral Small 4
Best Value Budget
Mistral
Small 4 at $0.15/$0.60 — better quality than GPT-oss
EU Data Sovereignty
Mistral
French company with EU-hosted infrastructure

All Models Compared

Every OpenAI and Mistral model, ranked by input price.

Model Provider Tier Input (per 1M) Output (per 1M) Context
GPT-oss 20B OpenAI Budget $0.08 $0.35 128K
GPT-oss 120B OpenAI Budget $0.15 $0.60 128K
GPT-4o mini OpenAI Budget $0.15 $0.60 128K
Mistral Small 4 Mistral Budget $0.15 $0.60 128K
GPT-5 mini OpenAI Budget $0.25 $2.00 272K
Mistral Large 3 Mistral Mid $0.50 $1.50 128K
GPT-5 OpenAI Premium $1.25 $10.00 272K
GPT-5.3 Codex OpenAI Mid $1.75 $14.00 400K
GPT-4o OpenAI Mid $2.50 $10.00 128K
GPT-5.5 OpenAI Premium $5.00 $30.00 1M
GPT-5.5 Pro OpenAI Premium $30.00 $180.00 1M

Calculate Your Exact Costs

Pick your OpenAI and Mistral models, enter your usage, see the savings.

vs
OpenAI
GPT-4o mini
$0.00
per month
Input cost $0.00
Output cost $0.00
Per request $0.00
Mistral
Mistral Small 4
$0.00
per month
Input cost $0.00
Output cost $0.00
Per request $0.00
Enter your usage above to see savings.

Which Should You Choose?

Budget Chatbot

High volume, short responses. Cost per message matters most. Need to keep monthly bills under $10.

Pick Mistral: Mistral Small 4 at $0.15/$0.60 matches GPT-4o mini on price but offers better general capability. For pure budget, GPT-oss 20B ($0.08/$0.35) is cheaper but lower quality.

Code Generation

Complex reasoning, longer outputs. Need accurate code generation with good context handling.

Pick OpenAI: GPT-5.3 Codex ($1.75/$14) is purpose-built for code. GPT-5 ($1.25/$10) also excels. Mistral Large 3 ($0.50/$1.50) is 3x cheaper but less capable for complex code tasks.

EU Data Sovereignty

GDPR compliance, data must stay in EU. Regulatory requirements for European operations.

Pick Mistral: Mistral is a French company with EU-hosted infrastructure. For GDPR-sensitive workloads, this guarantee is essential. OpenAI is US-based.

Premium Reasoning

Multi-step reasoning, nuanced analysis, research tasks. Quality and accuracy are paramount.

Pick OpenAI: GPT-5.5 ($5/$30) and GPT-5.5 Pro ($30/$180) are the most capable models. Mistral's most expensive model is Large 3 ($0.50/$1.50) — 10x+ cheaper but lower quality for complex tasks.

High-Volume Processing

Classification, extraction, summarization at scale. Volume in millions of requests.

Pick Mistral: Mistral Small 4 at $0.15/$0.60 offers the best quality-to-cost ratio at scale. GPT-oss 20B ($0.08/$0.35) is cheaper but Mistral has better general capability.

Startup MVP

Minimize costs while building. Need reliable API at the lowest price point to validate ideas.

Pick Mistral: Mistral Small 4 at $0.15/M lets you iterate cheaply. GPT-oss 20B ($0.08/M) is even cheaper. Scale to GPT-5 when you need premium quality for production.

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Frequently Asked Questions

Is Mistral cheaper than OpenAI?

Yes, across the board. Mistral Small 4 ($0.15/$0.60 per 1M tokens) matches GPT-4o mini on input but offers better general capability. Mistral Large 3 ($0.50/$1.50) has cheaper output than GPT-5 mini ($0.25/$2.00). For open-source equivalents, Mistral is competitive with GPT-oss models but offers better EU data sovereignty.

What is the cheapest OpenAI vs Mistral option?

GPT-oss 20B at $0.08/$0.35 per 1M tokens is the cheapest OpenAI model. Mistral Small 4 at $0.15/$0.60 is slightly more expensive on input but comparable on output. For 10M tokens/month, GPT-oss 20B costs $4.75 vs $7.50 for Mistral Small 4. However, Mistral Small 4 has better general capability and EU hosting.

When should I choose OpenAI over Mistral?

Choose OpenAI when you need the widest model range (9 models from $0.08 to $30/M), premium reasoning (GPT-5.5, GPT-5.5 Pro), or specialized coding (GPT-5.3 Codex). OpenAI also has more tier granularity and a larger ecosystem. Choose Mistral for EU data sovereignty, lower output costs at the budget tier, and French company infrastructure.

Does Mistral have EU data sovereignty like OpenAI?

Yes. Mistral is a French company with EU-hosted infrastructure, making it the best choice for GDPR compliance and European data sovereignty requirements. OpenAI is US-based. If your workload requires EU data residency, Mistral is the clear choice regardless of pricing.

GPT-5 mini vs Mistral Large 3: which is better for chatbots?

GPT-5 mini ($0.25/$2.00) has a cheaper input but 3x more expensive output than Mistral Large 3 ($0.50/$1.50). For chatbots (output-heavy), Mistral Large 3 is cheaper overall. At 5K messages/day with 800 input + 200 output tokens: Mistral Large 3 costs $67.50/mo vs GPT-5 mini at $165/mo. GPT-5 mini has better reasoning quality though.

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